illness insurance
What is income protection insurance ?
Also known as permanent health insurance (PHI). It replaces part of your income if you are unable to work for a long time because...
Groupama Insurances enhances Personal Accident Policy
Groupama Insurances’ Personal Accident policy has been enhanced to give brokers targeting the SME sector a powerful sales proposition at a time when small...
Should I continue to pay my premiums?
A consumer should continue to pay their premiums while their claim is being considered. However, once a claim is being paid, the premiums are...
What do “total disability” and “total incapacity” mean?
The term “total disability” means that the consumer has to be totally unable to carry out their occupation, before benefits can be paid under...
What if the definition of “total disability” wasn’t explained when I took out the policy?
If a consumer complains that the way the insurance cover worked wasn’t adequately explained to them when they applied for the policy, we will...
Are insurance companies allowed to review a claim they’re already paying – and stop benefits?
Insurance companies have the right to review claims from time to time, to make sure that consumers claiming benefits continue to meet the terms...
What if I’m unhappy with my insurance company’s decision to reject or stop my claim?
You should first raise your complaint directly with the insurance company – and give them the opportunity to review your case. By law it...
Hibernian Aviva Health looking out for your family with safety advice before Halloween
Every year, children end up injured as a direct result of taking part in Halloween activities. Halloween is one of the busiest times of...
What if your household income decreased, through illness, disability or unemployment?
Certain insurance, sometimes known as protection insurance, can pay out in these instances, but they usually only pay out for a limited time and...
Aviva to improve its critial illness cover
Aviva is improving its critical illness cover. It is increasing maximum sum insured to £2 million, extending the terms for which policies are available...
40% of claims over past year was for accident & sickness
A MASSIVE 40 per cent* of payment protection insurance claims over the past 12 months have been for accident and sickness, according to independent...
