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MoneySupermarket : sales directors and surgeons speed towards expensive car cover

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Sales directors, surgeons and operations directors are most likely to hold a conviction for speeding, according to analysis from MoneySupermarket.

The UK’s number one comparison website analysed more than 14 million car insurance quotes run on the site over 12 months as part of the MoneySupermarket Monitor on Car Insurance, and reveals the professions most and least likely to hold a conviction for speeding. The top ten professions are:

– Operations Director

– Surgeon

– Sales Director

– Managing Director

– Chartered Surveyor

– Chief Executive

– Commissioned Officer

– Financial Advisor

– Hospital Consultant

– Barrister

At the other end of the scale, café workers, building society clerks and students all feature as the least likely to be caught speeding. Luckily the reputation of driving instructors is safe too, as they also feature in the professions least likely to be caught putting the pedal to the metal.

The research also reveals the cars driven by those most and least likely to hold a conviction for speeding. Porsche drivers top the list, followed by motorists behind the wheel of Aston Martins, Jaguars and Bentleys. At the other end of the scale the owners of Daewoos, Fiats and Suzukis are least likely to speed behind the wheel.

Kevin Pratt, car insurance expert at MoneySupermarket, said:”The nation’s drivers are living up to stereotype. Our data shows that professionals in high paid jobs driving fast powerful cars are more likely to be caught speeding than the average family car, or a car with a smaller engine. The temptation to speed is too much for some to resist.

“Your profession can say a lot about you; the type of car you drive, your age and very often your gender. Insurers use all of this information and more to form a risk profile and price your insurance premium correctly. If you have to declare a speeding conviction it can increase the cost of your premium by eight per cent, a figure that rises with each subsequent conviction.

“Shopping around for an insurance policy that suits your needs is a quick task well worth doing”

Further analysis reveals seven in ten (68.6 per cent) of all motoring convictions are for speeding, or are speed related. Overall, male drivers are most likely to get caught, with 9.2 per cent registering a conviction, compared to 6.8 per cent of female drivers. Both female and male motorists aged 40-49 registered the highest conviction rate with 8.6 and 11.4 per cent respectively. This was closely followed by those in their thirties, and then those aged between 50 and 64 years old. Younger drivers are least likely to have a conviction for speeding, as male and female drivers aged 20-24 years old registered a conviction rate of 7.2 and 4.4 per cent respectively.