Home Industry News Aviva : travel disruption insurance as an add-on to travel insurance

Aviva : travel disruption insurance as an add-on to travel insurance

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Aviva’s new research shows that just in a generation, children travel further and to a wider range of destinations than ever before.

The survey of 1,006 UK parents found that over the past generation, the proportion of families going overseas for their holidays has risen significantly. A growing proportion of families surveyed (1,006 UK parents) are going overseas for holidays.

While 94% of parents said their own children had been abroad before the age of 16, just 4 in 10 (39%) had been abroad themselves when they were young, a difference of 55%.

Children are also travelling to further flung destinations than their parents ever did. While just 2% of today’s parents had been to North America when they were young, over a quarter (28%) have now taken their own children to the USA or Canada. Closer to home, just 26% of today’s parents said they had been to Europe when they were a child yet 73% said they had since taken their own children to the continent.

Of the people who take their children on two foreign holidays a year, 94% go to Europe and 51% go to the USA. Assuming a trip to the south of Spain and another to Florida, these children would have flown over 10,000 miles per year, meaning they would possibly have flown the equivalent of seven times around the globe by the time they were 16.

Today’s Parents’ Childhood Today’s Children
Travelled Abroad 39% 94%
Been to Europe 26% 73%
Been to America 2% 28%
One or more foreign holidays per year 38% 62%

Even destinations that have traditionally been the preserve of students or the very wealthy are seeing parents visiting with children, including North Africa (8% have taken their children), Asia (7%) and the Caribbean (6%).

The frequency of parents taking their children away on average once a year on holiday rose from 30 per cent, as they were children, to 50 per cent today. Additionally, the percentage of children going abroad more than once a year has risen by a half from 8% when parents were children themselves, to 12% who take their children abroad this frequently now.

Over the past few years the risk of travel disruption has increased. A quarter of people surveyed in different Aviva research say they have felt the effects of major travel disruptions in 2010 such as the Icelandic volcano, the BA strikes of May or the snow and ice in winter.

Aviva has decided to add a new disruption cover to its travel insurance offers. This is an additional add-on to its existing travel insurance policy and offers a wider cover in the event of strike, industrial action or cancellation due to FCO warnings, pandemics or natural disasters, including earthquakes, tsunamis, preventing departure from the UK. Similar cover for abandonment of the holiday due to these sorts of events is also exists.

In addition, this new section will provide cover for missed connections outside the UK, as well as a 12 hourly benefit for delayed departure outside the UK.

Other new features that Aviva has introduced as standard to its policies include online documents and medical screening, meaning that the whole transaction can be completed online even for people with pre-existing medical conditions. The upper age limits have also been increased from 69 to 74 for annual multi-trip policies and to 79 for single trip policies.

Jerry Finch, travel insurance product manager, said, “It is often said that the world is getting smaller and nowhere is the huge increase in the extent of our travel more apparent than the distances and range of places that people have been to before the age of 16. Children nowadays are better travelled and have experienced a wider range of cultures than ever before.

“However, we have seen recently that travellers have been affected by an increased risk of disruption to their plans. It is therefore important that people have the right level of cover to ensure that even if their arrangements are hit by unavoidable events, they are not left to pay the price.

“That’s why Aviva’s travel insurance now has the option to include travel disruption cover. This follows the add-on we launched last year to cover airspace closure, an issue that has featured prominently in the news lately, with the recent volcanic activity in Iceland and Chile.”

Source : Aviva

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