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Claims spike expected with Easter

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As the Easter break approaches many people are planning to take on some DIY around the home. But AXA Personal Lines warns of costly accidents as claims peak on Easter Monday.

Easter weekend could see a flood of people checking their home insurance policies as over two thirds of the adult population open their toolboxes for a bit of DIY or home maintenance over the break, AXA claims. Worryingly however, over 50% of these people don’t have accidental damage on their insurance cover, the company added.

Statistics from AXA Personal Lines show that for the last three years, accidental damage claims on Easter Monday have soared by up to 29% on the annual average with an average claim reaching almost £500.

Nearly two thirds of regular DIYers (60%) have had an accident at some point, the most common damage being:

1 – spilt paint/varnish or other

2 – broken furniture

3 – unintended holes created in walls and ceilings

4 – water leakage

5 – caused a fire/burnt something

Easter is traditionally one of the busiest DIY periods of the year, and as finances remain tight many people are looking to save money by doing it themselves – nearly two thirds say that saving money is the main reason they carry out DIY.

Nick Turner, MD Intermediary & Partnerships, AXA Personal Lines says, “It’s interesting to see this claims peak around Easter.

“DIY is of course very popular but people shouldn’t forget about properly protecting themselves with AD cover.”